What will you walk away with?
Net Proceeds Calculator
Estimate what you walk away with after selling. Texas has no state transfer tax, but commissions, title fees, and buyer concessions still take a meaningful slice.
Remaining loan balance at closing
Listing + buyer agent (typical 5-6%)
Buyer credits for closing costs
Estimated net proceeds
$276,500
46.1% of sale price retained
Note:
Texas does not impose a state real estate transfer tax. Final closing statement may include prorated property taxes, HOA dues, and mortgage interest. Mali provides a personalized seller-net sheet before listing.
Frequently asked
What's the typical commission on a North Texas home sale?+
Total commissions historically run 5–6% of sale price split between the listing and buyer's agent. After the 2024 NAR settlement, commission structures are more negotiable — Mali walks every seller through the current market norms before listing.
Does Texas have a real estate transfer tax?+
No. Texas is one of a handful of states with no state-level real estate transfer tax. Some counties charge nominal recording fees, but there's no significant transfer tax to budget for.
What are buyer concessions?+
Buyers often ask sellers to credit them money toward closing costs, rate buy-downs, or repairs. Concessions of 1–3% of sale price are common in the current market. We model this so your net isn't a surprise at closing.
What costs aren't shown here?+
We exclude prorated property taxes (which can be a credit or debit depending on closing date), prorated HOA dues, and final mortgage interest. Mali prepares a personalized seller-net sheet that includes all of these line items based on your closing date.
Want a free CMA before listing?
Mali prepares a personalized seller-net sheet with real comps, recommended pricing, and a custom marketing plan.