Large homes, large lots, and one of the strongest household incomes in North Texas.
Curious how Prosper stacks up against nearby options? Let's talk through current inventory, new-build timelines, and off-market opportunities tailored to you.
Prosper is a town of roughly 49,000 people straddling Collin and Denton counties at the north end of the Dallas North Tollway. It is an affluent, almost entirely residential market: median household income is about $195,000 and the typical home sells well into the high six figures. Prosper ISD is the anchor, and it is bigger than the town, serving parts of Frisco, Celina, McKinney and Aubrey as well. What Prosper does not have is a jobs base; this is a commuter town, and its own employer list says so.
Affluent master-planned communities and estate lots; almost entirely residential
Summers are hot and sunny with highs in the mid-to-upper 90s°F. Winters stay mild - expect 50°F afternoons mixed with the occasional cold snap. North Texas averages 229 sunny days, roughly 41 inches of rain, and minimal snow each year.
Match your wish list - from walkable districts to gated communities - with these buyer favorites. Mali can share recent closings, HOA nuances, and off-market conversations for each pocket.
Prosper’s flagship master-planned community, roughly 2,000 acres, best known for its multi-acre Crystal Lagoon with swimming, kayaking and paddleboarding, plus trails, pools, tennis and a fitness center.
Large luxury master-planned community with resort-style pools, tennis, a clubhouse, and dozens of acres of parks and trails.
An established Prosper community built around lakes and green space, with walking trails, parks and pools; custom and semi-custom homes.
One of Prosper’s more mature luxury neighborhoods: custom homes on large estate lots with water features and established landscaping.
A newer luxury community of roughly 300 acres just north of US 380, with a modern amenity package.
A 2,000-plus-acre award-winning master-plan on the Prosper-Celina border with an on-site elementary school, resort-style amenities and extensive trails, consistently one of the top-selling communities in North Texas. Worth knowing that much of it sits inside Celina city limits while zoning to Prosper ISD, so confirm both the city and the campus for a specific address.
Understanding Prosper's community composition helps buyers match lifestyle preferences with neighborhood character. The figures below reference recent American Community Survey estimates and city planning reports.
Total Population
≈49,355
Town of Prosper estimate as of January 1, 2026 (it reported 46,087 a year earlier). The 2020 Census count of 30,818 is badly out of date.
Median Household Income
$195,281
US Census ACS 2020-2024 5-year estimate. The Town of Prosper’s own page reports $177,244 for 2025; the ACS figure is the federal one.
Median Age
37.6 years
US Census ACS 2020-2024 5-year estimate.
Homeownership Rate
87.8%
US Census ACS 2020-2024 5-year estimate (9,874 owner-occupied of 11,239 occupied units).
Prosper High SchoolHigh
Prosper ISD’s original high school, in the Town of Prosper; home of Children’s Health Stadium at PISD. The district is recognized on the College Board AP District Honor Roll.
Walnut Grove High SchoolHigh
Prosper ISD high school in the Town of Prosper; opened 2023.
Richland High SchoolHigh
Prosper ISD’s newest high school, opened for 2025-26 on the northwest side of the district with grades 9-12.
Rock Hill High SchoolHigh
A Prosper ISD high school whose campus sits inside Frisco city limits. It serves Prosper ISD families from Prosper, McKinney and unincorporated Collin County. Opened 2020.
Lorene Rogers Middle SchoolMiddle
Prosper ISD middle school in Prosper.
Robert & Robbie Reynolds Middle SchoolMiddle
Prosper ISD middle school in Prosper.
William Rushing Middle SchoolMiddle
Prosper ISD middle school in Prosper.
W.H. Moseley Middle SchoolMiddle
Prosper ISD middle school in Prosper; opened 2025.
Jana Thomson Elementary SchoolElementary
Prosper ISD elementary in Prosper; opened 2025. The district runs roughly 20 elementary campuses across Prosper, Celina, Frisco and McKinney and opens new ones nearly every year, so always confirm the current attendance zone for an address rather than relying on a list.
Private optionsSpecialty
Prestonwood Christian Academy North and Saint Martin de Porres Catholic School are private options in town.
Moving to Prosper means lining up the right vendor team, understanding seasonal weather shifts, and comparing neighborhoods before touring. Mali guides you through scouting trips, remote video tours, and negotiation strategy so your Prosper plan comes together smoothly.
Get a free comparative market analysis to discover what your home is worth in today's Prosper market.
Every North Texas suburb brings unique advantages. Whether you're weighing school ratings, commute times, or neighborhood character, Mali will map your priorities against current market inventory.
Every public campus inside Prosper city limits, with the letter grade and score the Texas Education Agency published for it in 2025. Enrolment and grades come straight from TEA's accountability download and the federal school directory, so nothing here is a third-party score that nobody refreshes.
Attendance boundaries are set by the district, not the city, and they get redrawn as new campuses open. A campus being the closest one is not the same as being the assigned one. Confirm the assignment for the exact address with the district before you write an offer - and if the school is a reason you are buying, ask Mali to put the district's written confirmation in your file.
Collin County · 14 campuses in town
Prosper also has campuses run by Texas College Preparatory Academies. Open-enrollment charters admit by application and lottery from a wide area, so buying a particular house never assigns a child to one.
Prosper ISD · Grades PreK-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades K-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades PreK-5
Prosper ISD · Grades 6-8
Prosper ISD · Grades 6-8
Prosper ISD · Grades 6-8
Prosper ISD · Grades 9-12
Prosper ISD · Grades 9-12
Texas College Preparatory Academies · Grades K-11
Prosper homes are taxed by 4 separate governments, and the combined 2025 adopted rate is 1.95% per year of appraised value. That is the number before any exemption and before the special districts below - which is why the figure on a listing page and the figure on your first tax bill are so rarely the same.
| Taxing unit | Rate per $100 | Share |
|---|---|---|
| Prosper ISD | 1.214100 | 62% |
| City of Prosper | 0.505000 | 26% |
| Collin County | 0.149343 | 8% |
| College district | 0.081220 | 4% |
| Combined | 1.949663 | 100% |
Collin County has no hospital district, which is the main structural reason its cities run below their Dallas County neighbours rather than anything about how Prosper budgets.
Starts at the Prosper median single-family value.
No exemption
$15,141
What an investor or second-home owner pays.
With homestead
$12,571
Effective rate 1.6187% of market value.
You keep
$2,570
Per year, once the exemption is filed and granted.
| Unit | Exemption | Taxed on | Tax |
|---|---|---|---|
| Prosper ISD | $140,000 | $636,600 | $7,729 |
| City | $135,905 | $640,695 | $3,236 |
| County | $38,830 | $737,770 | $1,102 |
| College district | $155,320 | $621,280 | $505 |
Every school district in Texas must exempt $140,000 of a homestead's value. Cities, counties and college districts may each adopt up to 20% on top, and several here adopt nothing at all - which is why this has to be worked out one unit at a time rather than netted against the combined rate. Year one is billed at full market value; the 10% appraisal cap starts the January after your exemption is granted.
Collin County has 28 special districts levying their own rate on top of everything above - 23 Municipal Utility Districts, 3 Municipal Management Districts, 1 Water Control & Improvement Districts, 1 Fresh Water Supply Districts. Adopted 2025 rates run from 0.41 to 1.20 per $100. At the top of that range a district adds more than half again the entire Prosper stack, and none of it is reduced by a homestead exemption.
These follow subdivision boundaries, not city limits, so two houses a mile apart in Prosper can differ by a full point. They are most common in newer master-planned communities, because that is what the bonds paid to build.
A Public Improvement District is not a taxing unit. It is an assessment a city levies on the specific parcels that benefited from the roads, water and amenities its bonds paid for - set per parcel, absent from every rate table and every listing-site tax estimate, and not reduced by a homestead exemption because it is not a tax. It typically runs the life of the bonds, often 20 to 40 years, and can frequently be paid off in a lump sum. In a new-build community that is the difference between the budget you built and the payment you owe, and the option period is when you find out.
HOA dues are a private contract with the neighbourhood association. They are not on the tax bill, not collected by the county, not deductible, and not touched by any exemption - and a community can have an HOA and a MUD and a PID at once, which is the combination that catches people out. Ask for the dues, the transfer fee, the reserve study and any special assessment in writing, and read them alongside the tax bill rather than instead of it.
Answers to common questions about living, buying, and relocating to Prosper, Texas.
No, and the confusion usually runs backwards. Prosper is served by Prosper ISD, and Prosper ISD’s boundary is larger than the town: it also serves parts of Frisco, Celina, McKinney and Aubrey. Rock Hill High School and Bill Hays Middle School are Prosper ISD campuses that physically sit inside Frisco city limits. No part of the Town of Prosper is zoned to Frisco ISD.
Two. Prosper ISD serves the large majority of the town. Denton ISD serves residents in Prosper’s southwest corner, just east of FM 1385. Those families are zoned to Savannah Elementary, Navo Middle and Braswell High, none of which sit inside the town limits. Because Prosper ISD opens campuses and redraws boundaries nearly every year, confirm the zone for the specific address with the district’s boundary tool.
Prosper is a high-end market. Redfin’s median sale price was $869,480 in May 2026, but it was $790K in March 2026. Monthly sale counts are low enough that the median swings, so treat any single month as a snapshot. For steadier reference points, the Town of Prosper published an average home value of $866,650 for 2025, and the ACS 2020-2024 median owner-reported value is $823,700.
Better than most towns this far north, because the Dallas North Tollway reaches it. The DNT currently ends at First Street in Prosper, about a mile north of US 380 (the extension over US 380 opened in 2023), which puts Frisco, Plano’s Legacy corridor and downtown Dallas on a single controlled-access toll road. US 380 handles east-west traffic toward McKinney and Denton, and DFW International Airport is about 32 miles away.
It is a bedroom community. The employer list is a school district, a town government, big-box retail and outpatient healthcare: Prosper ISD (≈3,850), Cook Children’s (≈510), Kroger (≈500), the Town of Prosper (≈384), Walmart (≈270). There is no large private corporate campus in town, and most working residents commute to Frisco, Plano or Dallas.
The Town of Prosper estimated 49,355 residents as of January 1, 2026, up from 46,087 a year earlier and 30,818 at the 2020 Census, growth of roughly 60% in six years. Prosper ISD’s enrollment tells the same story: 14,287 students in 2018-19, 32,197 in 2025-26.
Windsong Ranch is Prosper’s flagship master-planned community of roughly 2,000 acres, and its Crystal Lagoon is a multi-acre, crystal-clear swimming lagoon open to residents for swimming, kayaking and paddleboarding. It sits alongside the community’s trails, pools, tennis courts and fitness center, and it is one of the most recognized amenities in North Texas residential development.
One buying a large, newer home and accepting a commute in exchange. Median household income is $195,281 and homeownership is 87.8% (ACS 2020-2024), a third of residents are 17 or younger, and the amenity set includes Frontier Park, Children’s Health Stadium and resort-style master-planned communities. If you want walkable urban density or a job close to home, this is not that.
Have more questions about Prosper? Contact Mali at yourealtordfw@gmail.com or call (972) 408-6939.